ALL-IN-ONE FINANCE APP
One wallet.
Every payment.
Fund your wallet, send money, trade crypto, pay bills and tuition, and book flights and hotels — all from one balance, one app, one login.
PIN, 2FA and identity verification protect every account.
9:41Total balance
₦482,650.75
+2.4% today
Wallet
Send Money
Crypto
Bills
Flights & Hotels
Tuition
Bitcoin
BTC
₦28,460,000.00
+3.1%
Flight booked
Bill paid
7
Services in one wallet
100%
KYC-verified accounts
<60s
Wallet-to-wallet transfers
24/7
In-app support
EVERYTHING, ONE BALANCE
Every service lives in your wallet
No separate apps, no separate logins — move between them without ever leaving Xanda.
Wallet
Fund your balance by card, bank transfer or crypto, and withdraw to any Nigerian bank in a few taps.
Send Money
Move money to other Xanda users or straight to a bank account, instantly.
Crypto
Buy, sell and trade Bitcoin, Ethereum, USDT and more at live market rates.
Bills
Pay electricity, internet and other household bills without leaving the app.
Flights & Hotels
Search and book flights and hotel stays, and pay straight from your wallet.
Tuition
Pay school fees for yourself or a dependant, tracked in your transaction history.
Gift Cards
Buy and redeem gift cards from your balance, ready to send in seconds.
GETTING STARTED
Four steps to your first transaction
1
Create your account
Sign up with your email or phone number in under a minute.
2
Verify your identity
Complete a quick KYC check so your wallet is fully unlocked.
3
Fund your wallet
Add money by card, bank transfer or crypto deposit.
4
Send, pay, book or trade
Use any service in the app, instantly, from one balance.
BUILT-IN SECURITY
Protected from the first login
Every Xanda account is guarded by more than a password. Identity checks and device-level protection run underneath everything you do.
Account posture
App PINRequired on every launch
Two-factor authenticationExtra step at login
Biometric loginFace or fingerprint unlock
Identity verificationKYC on every account
Security questionsBackup account recovery
10,000+
Wallets created
₦500M+
Processed to date
7
Services, one login
99.9%
Platform uptime
WHAT USERS SAY
Trusted for everyday money moves
“I pay my electricity bill and buy USDT from the same balance. Never juggling apps anymore.”
SJ
Sarah J.
Verified user
“Booked a flight and topped up my wallet from my card in under a minute. Genuinely fast.”
MC
Michael C.
Verified user
“The PIN lock on every launch makes me trust it with real money. Simple, no clutter.”
ER
Emily R.
Verified user
Ready to bring it all into one wallet?
Create your Xanda account and get verified in minutes.
Get started free